Deposit insurance is a new service that banks have begun to offer to customers.
The essence of insurance is that if the bank refuses to pay the client a deposit, he can write a statement to the insurance company. She submits an official request to the bank and, after receiving a response, reimburses the deposit amount to the client. Typically, customers who have insured deposits receive a slightly lower interest on the deposit. For example, if a client should receive 20% per annum on a deposit, he will receive only 15-17%, but he will be insured against problems and unforeseen circumstances. Continue reading
The modern market offers a variety of types of furniture foam. They differ in scope and density.
Foamed (elastic) polyurethane, better known as foam rubber, is widely used in various fields. Lightweight, resilient, with good shock-absorbing properties, it is used as a filler for sports equipment and shells, soft toys, and is especially in demand in furniture production. Foam rubber is a hypoallergenic material resistant to mold. The owners of old wooden windows are familiar with the foam rubber tapes used to warm windows for the winter, sponges are made from foam rubber – bath accessories and household supplies, sometimes foam rubber serves as packaging material. Continue reading